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The difference between rich and poor just seems to get bigger. As if this was not enough we are also having an important number of people that are in debt. To keep them afloat amidst all the recent price rises, people are using their credit cards as never before and this is putting them into financial problems. The result of this situation is that there are now people that are at risk of losing all their assets and to go bankrupt. In all countries the procedures for people that are in debt are not the same. For example in France it is the “Banque de France” that is in charge of these cases. This article ‘dossier de surendettement’ can help you understand how this work. See also: Student financing